Welcome to ForeverCARE.

AmeriCu launched ForeverCar’s Fintech platform to offer their 153,000+ members best in class Mechanical Repair Coverage in order to enhance customer satisfaction and deliver peace of mind.

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving nine counties in Central and Northern New York, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates. The organization has been serving the local community for over 65 years and, in that time, has grown to more than 150,000 members, 19 locations, and $2 billion in assets. 

Johnsonville TVA Employees Credit Union launched ForeverCar’s Fintech platform to offer their 10,030 members best in class Mechanical Repair Coverage in order to enhance customer satisfaction and deliver peace of mind. 

We have all encountered them before: the type of driver that makes you question the laws of the road… and sometimes the laws of physics. No matter your skill level or driving habits, these monsters behind the wheel are unavoidable. Here are the 5 scariest types of drivers you might encounter on your next drive.

Last month, we were proud to win the SIIA CODiE Award for Best Insurance Solution. Our trophy case continues to grow as ForeverCar was recognized with two IT World Awards®, taking home the gold for Startup of the Year.

Last month, we were proud to be nominated as an SIIA Business Technology CODiE Award Finalist in two categories. This month, we are even more thrilled to take home the SIIA CODiE Award for Best Insurance Solution. While we are very honored to accept this accolade, our quest to revolutionize the car repair experience is just beginning.

Digital innovation and transparency have been at the forefront of our mission since we set out to transform the industry. Our 1Quote platform was envisioned to provide innovative transparency and give you an easier way to decide. Today, we’re proud to announce that our 1Quote platform was named a 2018 SIIA CODiE Awards finalist in both the Best PaaS (Platform as a Service) and Best Insurance categories.

As the industry’s first digital platform for vehicle service plans, ForeverCar understands the importance of digital innovation. Our continuous drive for innovation has been recognized by business experts, corporate partners and customers alike. Today, we’re adding to our trophy case with the Bronze Stevie Award for New Product of the Year in the Software Insurance Solution Category.

April is National Car Care Month, the perfect excuse to show your four-wheeled friend some much-needed TLC. ForeverCar makes it easy to show your car some love. Here are three simple ways to celebrate National Car Care Month and enjoy more miles with a smile.

The First Day of Spring has arrived. While some areas are still experiencing cold and snow, most of the country is beginning to thaw out from the long winter. Your car is no different. The best way to start your spring is to refresh your car for the warm months ahead. Here are a few quick tips to make your car feel brand new this spring.

The following article is written by ForeverCar CEO Mark Hodes and originally appeared on Insurance Thought Leadership.

Blustery weather can hit at any time in the winter months—and while a blanket of wintery white may look beautiful, it can make for treacherous travel. Here’s some tips to get you through the rest of winter... it’ll be spring in no time!

Your car is a loyal companion. It is there when you need it, ready to take you wherever your heart desires. Do you reciprocate this love and loyalty? Valentine's Day is the perfect excuse to show your car some love. Here's how to get started.

With snowy and wintry conditions blanketing a large portion of the United States, you may be wondering whether investing in winter snow tires is in your future. Let’s take a look at the age-old debate of winter snow tires vs. all-season tires and help settle this rubber match once and for all.

Do you find yourself filling up at the pump more often during the winter months? According to fueleconomy.gov, a car’s gas mileage is about 12% lower at 20°F than it would be at 77°F. What can you do to better your fuel economy in cold weather? ForeverCARE is here to help you get started.

So you’re looking to pull off the ultimate surprise and give a new set of wheels to someone special this holiday season. But where do you start? Between financing, title, insurance and keeping the surprise, gifting a car can be overwhelming. Here are a few tips and tricks to help you pull off a memorable surprise this holiday season.

The following article originally appeared in The Launch Pad by The Traffic Institute.

When it comes to selling vehicle service plans, auto dealerships often don’t have a way to protect the buyers who need it most.

Buying a used car shouldn’t be a guessing game. From used car lots to private sellers, who do you trust when your time, money and safety are on the line? When you find the right car at the right price, investing in a pre-purchase inspection removes the guesswork and gives you the peace of mind you need to make a solid investment decision.

Shopping for a new or used vehicle has evolved quickly since the invent of the internet. The ability of online auto retailers to effectively reach potential buyers has undoubtedly transformed the automotive sales industry. Throughout these technological advancements, one element of car buying has endured: the test drive. 

Our Protectionators are here to guide you the entire way. And when we say that, we mean it. What's a Protectionator, you ask? Let's meet one of ForeverCar's best and brightest.

Protecting your investments with insurance, maintenance and warranty products is not only a smart decision, in some cases, it's the law. When the time comes to file a claim, it can be a crowded maze of bureaucratic red tape, claims adjusters and denials. Understanding your responsibilities in filing a claim can turn a crowded maze into a carefree Sunday cruise.

If you have ever owned a car, you have likely felt the inevitable shock that comes with an auto repair estimate. Between parts, labor, flat fees and miscellaneous charges, most consumers bypass the details of their repair estimate and leave themselves open to being overcharged and taken for a ride. Details matter. Let’s break it down.

17,600 minutes. That’s the amount of time most Americans spend behind the wheel annually according to a survey from the AAA Foundation for Traffic Safety. That’s about 290 hours or approximately 12 days behind the wheel of a car. With all that windshield time, you’re more than likely to encounter some stressful moments along the road. We’re here to help.

Car ownership is a major investment. Protecting the entirety of your investment provides the security to know you're covered — inside and out. In many cases, auto insurance is more than just common sense — it's the law. What about the elements of your investment that are not covered by insurance? Are you ready for the unexpected?

Whether you reside in a warm climate year-around or trying to get through those hot summer months, your car faces distinct conditions and challenges as temperatures rise. Sun and heat can wreak havoc on your car’s interior, exterior and driving components. Safeguard your car from the sun and heat with these helpful tips from ForeverCar.

Let’s face it: green is the new black. It’s hard to go anywhere these days without seeing evidence of the green revolution along the way. Simple steps like recycling and limiting plastic consumption can go a long way. Did you know going green can save car owners money over the life of ownership? Here's how.

The landscape of extended auto warranties and vehicle service contracts can be a tricky one to traverse. Lucky for you, our Protectionators are here to guide you the entire way. And when we say that, we mean it. What's a Protectionator, you ask? Let's find out.

Understanding what is covered if a breakdown should occur is the most important step when researching and shopping for vehicle service protection products. Don't put yourself in a situation where it's unclear what is or is not covered. That's where ForeverCARE comes in.

Whether you’re purchasing a vehicle service plan at the dealership or from a third party, you should have the information needed to drive an informed decision. There’s a reluctance on the part of most sellers to be transparent when it comes to pricing — and severe limitations on how you can customize your plan to meet your driving habits and budget needs. But there’s a better way…

There’s nothing like the peace of mind of knowing you’re covered. That’s the driving ambition of ForeverCar, offering partners and their consumers vehicle service plans that ensure if a breakdown occurs, they’ve got an advocate on their side coordinating everything from securing a tow truck and rental to getting a mechanic — shepherding the entire repair process and handling payment. 

Summer travel season is officially here and it won’t last forever. According to Statistic Brain, Americans will take around 650 million individual road trips between Memorial Day and Labor Day. Averaging around 250 miles per one-way trip, Americans are clocking billions of miles each summer in their cars.

We’ve heard the horror stories before. Some of us have lived them personally. From the brand-new vehicle that needed 30 repair attempts and months of litigation to the dealership employee who had an affinity for joyriding, lemons happen. So what would you do if life gave you a lemon?

Whether you’re pulling off the lot with that new-car smell or driving the same faithful cruiser that has seen you through way too many bad choices – looking at you, trucker hats of the 2000s ­– your car is your lifeline. And you’re loyal to your ride. But when is the right time to protect that loyalty?

You probably have far more important priorities than taking the time to research vehicle service protection plans. That’s where we come in. When we set out to create the latest innovation to our consumer shopping platform, we vowed to keep it simple.

Driving should be rewarding … 
… windows down
… hair blowing in the breeze
… music turned up.
Just you and the open road.

It’s all too familiar…
…You hop in the car, put the key in ignition and…
…nothing.

So you decided to stop hanging out at the bus stop and get a car. But should it be new or used? Here are a few things to consider in your decision-making process:

So you decided to buy a used car...or keep your current car a bit longer. Now, it’s time to look at getting the most out of your investment. And that, my friend, means looking at a vehicle service contract. Also known as extended warranties because, well, they extend the life of your car, these plans can be a lifesaver if your car breaks down, saving in costly repairs that can drain your bank account. What’s more, some contracts offer additional services, like towing and car rentals, to make life a little easier if that breakdown occurs. 

Still, how can you cull from the plethoraof plans out there? Ask yourself these questions:  

The weather’s warming up...and that means it won’t be long before America takes to the open road. According to the AAA, one third of U.S. residents say they’re taking a family vacation this summer, with 69 percent saying they’re doing a road trip. 

It’s like clockwork: every year, winter winds down and tens of thousands of people line up outside convention halls and exhibitions, waiting to get a peek at what automakers are going to unveil for the next model year. In past years, certain trends were spotted, like an infatuation with crossover vehicles—not quite SUVs and not quite sedans.

There once was a time when a road trip meant pulling out an unwieldy map, wrestling with it to see where the next turnoff was. Then, with the advent of the Global Positioning System (GPS) of satellites, a host of gadgets flooded the market, offering turn-by-turn navigation via downloaded content, CDs or DVDs. And still people wrestled—except this time with suction-cup devices designed to affix the bulky units to windshields. 

Now however, getting from point A to point B is all in the palm of your hand with smartphones. With that summer road trip just around the corner, here’s a roundup of the best mapping apps for iPhone and Android devices.

Nothing is worse that hearing and feeling that rhythmic thump-thump-thump of a flat tire when you’re driving. Here’s some tips to avoid that scenario altogether: